Payment Methods

Apex Physical Therapy gladly accepts cash, check, money order, Visa, and Mastercard.

Insurance

Apex Physical Therapy accepts most major insurance plans available in Oregon. We provide 3rd party billing, and will gladly bill the following insurance companies on your behalf:

 

Medicare Shasta Regence BCBS
Providence Clear Choice OHS Managed Care
LifeWise ODS All Auto Insurance
SAIF Pacific Source United Healthcare
HealthNet Pacific Care Workers’ Compensation

 

Financial Policy

Our fees fall within the acceptable range by most companies and therefore are covered up to maximum allowance determined by each carrier. However, not all services are a covered benefit in all contracts.

We will be happy to process your insurance claims and request assignment of private benefits unless you pay in full at the time of treatment. It is your responsibility to understand your insurance policy and coverage. Should insurance benefits paid to us result in a credit balance on your account, your money will be promptly refunded to you or your insurance company.

A monthly statement will be sent to you for services rendered and we accept payment by cash, check or money order. Past due accounts, over 60 days, will be subject to a monthly rebilling charge.

Legal procedures for collection of past due accounts will be initiated if non-payment of account extends beyond 90 days. You will be responsible for payment of reasonable attorney fees and all collection costs, including court costs in the event action is commenced to collect past due accounts.

For claims in pending litigation (or dispute as to the responsible party), prior written arrangements must be made for consistent payment of the account balance as we are unable to wait for resolution of a dispute. We reserve the right to discontinue treatments if reasonable, regular payments are not made or if the balance becomes untenable.

Medicare: We proudly accept Medicare assignment and we will bill Medicare for you. Medicare pays 80% of the approved amounts and does not allow us to write off any portion of the 20% co-pay or deductible. Please understand that payment in full for all charges is your responsibility.

We offer cash pay rates for those that do not have insurance – please inquire at the clinic. Additionally, we have policies in place for those encountering financial hardship. Please inquire at the clinic for details.

We thank you for understanding our financial policies. It is our pleasure to serve you.